As the end of the year draws closer, families begin to plan their holidays. Those who live away visit their family to spend quality time with their loved ones. While you plan your holidays, it is also crucial to plan your dental appointments before it’s too late. This is so because a vast majority of dental insurance plans expire on 31st December and reset on 1st January. This means that if you have not used up the benefits available under the dental plan, you will lose it all soon.
A dental insurance plan typically has a specific maximum coverage amount up to which you can receive preventive and restorative dental services. This would be possible once the deductible is met. If you have already paid the deductible for the year, it will go waste if you do not claim for dental services.
A Flexible Spending Account (FSA) is one where contributions are made towards the account by your employer pre-tax. If you choose not to take up the benefits available under the package, you would be throwing away a part of your paycheck. Instead, make use of the feature to pay for your dental treatments. You can also use your FSA as a buffer in case you run out of coverage under your dental insurance plan.
Do not push the idea of taking a dental appointment until the last minute because most dental offices have an end-of-the-year rush. So, if you have not received any treatment this year or have a few hundreds of dollars left in your insurance maximum, schedule an appointment with us today. We will fix up an appointment as soon as possible and cater to your dental needs.
Another reason why booking an appointment with a dentist at the earliest is important is the fact that the dentist’s fees may increase. Dental offices incur very high overhead expenses. Treatment equipment, single-use items such as gloves and sterilization pouches, and liability insurance are but a few major expenses incurred by dental offices that may force them to increase the fees. In order to save on spending extra on dental treatments, it is advisable to visit a dentist before fees shoot up.
Certain dental treatments may exceed your dental insurance maximum amount. In order to avoid paying out of your pocket, speak to your dentist, and have your appointments spread out at the end of this year and the beginning of next year. This way, while part of the expense will be paid for under this year’s insurance, the rest will be paid under the renewed insurance plan.
Call us at (919) 362-8797 today before the schedule for the months of November and December fill up!